If you're a student, and you need help with your finances, the best advice is not to jump on the first credit card offered to you. Perhaps a card isn't even appropriate - a loan might be better - but if you do need the convenience of plastic, do your homework first. Make sure that you're the one approaching them, not the other way around.
CTV.ca have a great article on this subject: see http://www.ctv.ca/generic/generated/static/business/article1677117.html to read more.
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