Credit Cards with Rewards

Credit cards with rewards seems a little contradictory: don't the credit card providers just charge high fees, and tell you that their token benefits are better than they really are?

It's true that there is a lot of money in credit cards, and yes, they do charge a lot of people a whole lot of money, in both interest and fees. But it's also true that if you pick the right card, with specific goals in mind, then the rewards can provide real benefits to you.

People forget just how convenient credit cards actually are, and to be able to order your shopping from the comfort of your own home could be seen as a wonderful benefit in itself. But naturally, in such a competitive market, you can, and should expect more than that.

Maybe your credit score is low, and you need a card to help you improve it. Try a 0% APR card with fixed fees and monthly reports to the major credit bureaus. With a little self discipline, they can help you build up your rating again and open a lot more doors for you over time.

Or perhaps you're paying too much in interest: see if another card provider will do a balance transfer at an introductory rate, to help you claw your way out of debt.

And if you already have a good credit rating, find a card that offers you miles for purchases, and use them for your next vacation.

These are just some simple examples, and over the coming posts, we'll discuss some more ways in which credit cards with rewards can benefit you!